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Founding Partner Program

Every policy you place,
already set up.

The product is the part between meetings. It watches the policy, says when the rider is behind or interest is about to capitalize, and answers what’s borrowable without a call.

You send what you already have. We build the account and run the walkthrough. You earn 30% of the client’s subscription, for as long as they stay.

Start a conversation

Founding terms · No cost · No quota · Non-exclusive

What it does

It tells the client before they have to ask.

The product watches the policy and reaches the client directly:

  • Interest about to capitalize onto a loan
  • Rider room they’re behind on, with the catch-up amount
  • A rider close to lapsing
  • A loan paid off, so contributions can rise again
  • A payment coming due, or numbers gone stale

The client sees each of these while there is still time to act — on an account with your name on it. Policies that get funded are policies that stay in force.

The product handles the mechanics, you handle the strategy.

Range

It starts at one policy summary and doesn’t stop there.

At its simplest. One policy summary from their insurance company’s portal builds the account — policy and current borrowing power, nothing typed in, no history to reconstruct. From there the product does the reaching out.

All the way down. Categories for borrowing power, the recurring-expense loop, repayment strategies, payments pooled across loans. This is what the product was built for first, and it is there from day one without being in the way.

The handoff

What you send, what they get.

Every new policy. You send the name, email, and whatever you already have on it — the illustration, the delivered contract, a summary from the insurance company’s portal. We build the account — premium schedule, rider target, what the early years actually look like — and run the walkthrough. A policy written last week has no history to reconstruct, so this holds for every policy you place.

What your client opens. One screen: their policy exactly as you set it up, your name on it, and a single field for today’s borrowing power — the one figure that lives behind their login and nowhere else. They check the numbers, confirm, and they’re in. That is the whole of what we ask them to do.

Your existing book. Older policies carry years of statements, so we scope those together and work a cohort at a time rather than take a bulk handover. Clients reach a working account first; the deeper history fills in behind them.

  • A service touch at delivery, and a standing reason to check in later.
  • A far better chance the first rider payment lands on time.
  • Attribution settled at the source. An account you set up is yours — no links, codes, or timers involved.

Nothing exists until they say yes. The client accepts the invitation and verifies their own email before an account is created. If they never accept, it expires and the documents are deleted.

Terms

Founding Partner terms.

These are the first partner terms we’ve written. Billing doesn’t exist yet, so the share activates when it launches — and your 30% is fixed from the day you sign, whatever we do later.

Revenue share
30% of what the client actually pays, for as long as they stay
Rate protection
Permanent, including clients who join while the product is free. Terms we offer later partners don’t change it.
Compensation
For software subscriptions only. It bears no relationship to insurance commissions.
New policies
Every one you place ships with a working account and a walkthrough — no cap
Existing clients
We bring your book across, scoped together and worked a cohort at a time
Client visibility
Read-only, granted by the client, revocable by the client
Your branding
Your name and logo on the account your client opens
Our commitment
We don’t sell insurance, and we never route your clients to another practice.

Founding Partner pilot

What we ask.

Three to five clients to start. Your pick — the ones who ask you the most questions are the right ones. We build the accounts and run the walkthroughs. Sixty days later you tell us whether it earned a place in how you deliver policies.

If it did, two things. A mention at delivery, so every policy you write from here ships with an account. And an introduction to the rest of your book — we draft it, you edit it and send it in your voice.

FAQ

Questions practices ask.

Nothing during early access. When paid pricing launches, they pay the same public subscription rate as anyone else — there is no partner surcharge and no special client discount. Your founding revenue share still applies to every client you introduced, including those who joined while it was free, for as long as they stay subscribed.
The ones who grant it. Visibility is client-granted, read-only, revocable at any moment, and every access is logged where they can see it. Provisioning is a separate step: you set it up, the client accepts and grants the view.
Clients upload statements or portal PDFs, or enter the numbers themselves. Their insurance company logins stay with them, and the product works the same whichever documents their company will produce.
No. IBC Tool is independent — not affiliated with or endorsed by the Nelson Nash Institute or Infinite Banking Concepts, LLC. The Infinite Banking Concept® is a registered trademark of Infinite Banking Concepts, LLC.
No — the split is clean. You own the client and every conversation about the policy. We own the software. Walkthroughs run on your behalf with you welcome on the call, and anything that turns into a policy question goes straight back to you.

Let’s run a pilot.

Three to five clients, sixty days, and an honest review at the end.

Start a conversation partners@ibctool.app