*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}:root{--paper: #fbfaf6;--paper-2: #ede2cd;--line: #ddd1b6;--ink: #0a0a0a;--navy: #0b1f3a;--navy-2: #142a4a;--gold: #0f766e;--gold-deep: #134e4a;--gold-on-dark: #5eead4;--muted: #5b6573;--bg-deep: #fbfaf6;--bg-base: #f3efe6;--bg-raised: #ffffff;--bg-surface: #ffffff;--bg-surface-hover: #fbfaf6;--emerald-50: rgba(11, 31, 58, .04);--emerald-100: #e8edf5;--emerald-200: #c9d4e8;--emerald-300: #5b7bb8;--emerald-400: #142a4a;--emerald-500: #0b1f3a;--emerald-600: #091830;--emerald-700: #061122;--emerald-800: #04091a;--emerald-900: #02050f;--gold-300: #5eead4;--gold-400: #14b8a6;--gold-500: #0d9488;--gold-600: #0f766e;--tint-emerald-wash: rgba(11, 31, 58, .03);--tint-emerald-soft: rgba(11, 31, 58, .06);--tint-emerald-glow: rgba(11, 31, 58, .1);--tint-emerald-edge: rgba(11, 31, 58, .18);--tint-emerald-strong: rgba(11, 31, 58, .3);--tint-gold-soft: rgba(15, 118, 110, .1);--tint-gold-edge: rgba(15, 118, 110, .28);--text-primary: #0a0a0a;--text-secondary: #5b6573;--text-muted: #8a93a0;--text-inverse: #fbfaf6;--border-subtle: rgba(11, 31, 58, .06);--border-default: rgba(11, 31, 58, .1);--border-hover: rgba(11, 31, 58, .18);--font-display: "Instrument Serif", "Iowan Old Style", Georgia, serif;--font-body: "Geist", -apple-system, BlinkMacSystemFont, ui-sans-serif, sans-serif;--font-stat: "Geist Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;--fs-2xs: .625rem;--fs-xs: .6875rem;--fs-sm: .75rem;--fs-md: .8125rem;--fs-base: .875rem;--fs-body-sm: .9375rem;--fs-body: 1rem;--fs-lg: 1.125rem;--fs-xl: 1.25rem;--fs-2xl: 1.5rem;--fs-3xl: 1.75rem;--fs-4xl: 2rem;--fs-section: clamp(2rem, 4vw, 3rem);--fs-feature: clamp(1.5rem, 3vw, 2rem);--fs-hero: clamp(2.75rem, 6.4vw, 5.25rem);--leading-tight: 1.08;--leading-snug: 1.18;--leading-normal: 1.5;--leading-relaxed: 1.6;--leading-loose: 1.7;--weight-regular: 400;--weight-medium: 500;--weight-semibold: 600;--weight-bold: 700;--weight-extrabold: 700;--tracking-hero: -.025em;--tracking-display: -.018em;--tracking-flat: 0;--tracking-wide: .1em;--tracking-wider: .14em;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--space-10: 2.5rem;--space-12: 3rem;--space-16: 4rem;--section-pad: clamp(4rem, 8vw, 7rem);--container-max: 1200px;--container-pad: clamp(1.25rem, 4vw, 2rem);--radius-xs: 6px;--radius-sm: 10px;--radius-md: 16px;--radius-lg: 20px;--radius-pill: 999px;--radius-full: 50%;--shadow-sm: 0 1px 2px rgba(11, 31, 58, .06);--shadow-md: 0 6px 18px rgba(11, 31, 58, .08);--shadow-lg: 0 20px 60px rgba(11, 31, 58, .12);--shadow-mock: 0 8px 24px rgba(11, 31, 58, .12), 0 24px 60px rgba(11, 31, 58, .18), inset 0 1px 0 rgba(255, 255, 255, .06);--shadow-emerald: 0 8px 30px rgba(11, 31, 58, .18);--ease-out: cubic-bezier(.16, 1, .3, 1);--ease-spring: cubic-bezier(.34, 1.56, .64, 1);--duration-fast: .2s;--duration-base: .25s;--duration-slow: .35s;--duration-reveal: .7s}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);font-size:var(--fs-body);line-height:var(--leading-relaxed);color:var(--text-primary);background-color:var(--bg-deep);overflow-x:hidden;-webkit-font-smoothing:antialiased}.container{max-width:var(--container-max);margin:0 auto;padding-left:var(--container-pad);padding-right:var(--container-pad)}h1,h2,h3,h4,h5{font-family:var(--font-display);font-weight:400;color:var(--navy);line-height:var(--leading-snug);letter-spacing:var(--tracking-display)}em{font-style:italic}.section-heading,.feature-title,.pricing-title,.faq-question,.how-step-number,.how-step-title,.logo-text,.final-cta h2,.fv-recon-pred,.fv-recon-title,.mobile-nav a,.signup-success,.legal h1,.legal h2,.legal h3{font-weight:400}a{color:inherit;text-decoration:none}button{font-family:var(--font-body);cursor:pointer;border:none;outline:none}img{max-width:100%;display:block}.section-heading{font-family:var(--font-display);font-size:var(--fs-section);font-weight:var(--weight-medium);letter-spacing:-.02em;color:var(--navy);margin-bottom:var(--space-5)}.section-heading em{font-style:italic;color:var(--gold-deep);font-weight:var(--weight-regular)}.section-subheading{font-size:var(--fs-lg);color:var(--muted);max-width:580px;line-height:var(--leading-relaxed)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);padding:11px 22px;border-radius:12px;font-family:var(--font-body);font-size:var(--fs-base);font-weight:var(--weight-semibold);letter-spacing:.01em;transition:background var(--duration-base) var(--ease-out),border-color var(--duration-base) var(--ease-out),color var(--duration-base) var(--ease-out),transform var(--duration-base) var(--ease-out),box-shadow var(--duration-base) var(--ease-out);white-space:nowrap}.btn-primary{background:var(--navy);color:var(--paper)}.btn-primary:hover{background:var(--navy-2);color:var(--paper);transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-secondary{background:transparent;color:var(--navy);border:1.5px solid var(--border-default)}.btn-secondary:hover{border-color:var(--navy);transform:translateY(-1px)}.btn-ghost{background:transparent;color:var(--muted);padding:var(--space-3) var(--space-4)}.btn-ghost:hover{color:var(--navy)}.btn-gold,.hero .btn-primary{background:var(--gold-on-dark);color:var(--navy)}.btn-gold:hover,.hero .btn-primary:hover{background:#2dd4bf;color:var(--navy);transform:translateY(-2px);box-shadow:0 14px 38px #0000004d}.hero .btn-secondary{border-color:#fbfaf666;color:var(--paper)}.hero .btn-secondary:hover{border-color:var(--paper);color:var(--paper)}.hero .btn-ghost{color:#fbfaf6bf}.hero .btn-ghost:hover{color:var(--paper)}.reveal{opacity:0;transform:translateY(32px);transition:opacity var(--duration-reveal) var(--ease-out),transform var(--duration-reveal) var(--ease-out)}.reveal.visible{opacity:1;transform:translateY(0)}.reveal-delay-1{transition-delay:.1s}.reveal-delay-2{transition-delay:.2s}.reveal-delay-3{transition-delay:.3s}.reveal-delay-4{transition-delay:.4s}body:before{content:"";position:fixed;top:0;left:0;width:100%;height:100%;pointer-events:none;z-index:9999;opacity:0;background:transparent}.header{position:fixed;top:0;left:0;right:0;z-index:1000;padding:var(--space-4) 0;background:var(--paper);border-bottom:1px solid var(--line);transition:padding var(--duration-slow) var(--ease-out),box-shadow var(--duration-slow) var(--ease-out)}.header.scrolled{padding:var(--space-3) 0;box-shadow:0 2px 12px #0b1f3a0f}.header-inner{display:flex;align-items:center;gap:clamp(1.5rem,3vw,2.5rem)}.header-inner .header-cta{margin-left:auto}.logo{display:inline-flex;align-items:center;gap:.5rem;color:var(--navy)}.logo svg{flex-shrink:0}.logo-text{font-family:var(--font-display);font-size:1.375rem;font-weight:var(--weight-semibold);color:inherit;letter-spacing:-.025em;line-height:1}.nav-links{display:flex;align-items:center;gap:var(--space-1);list-style:none}.nav-links a{font-size:var(--fs-base);font-weight:var(--weight-medium);color:var(--navy);padding:var(--space-2) .875rem;border-radius:var(--radius-sm);transition:color var(--duration-fast),background var(--duration-fast)}.nav-links a:hover{color:var(--gold-deep);background:transparent}.header-cta{display:flex;align-items:center;gap:var(--space-3)}.header-cta .btn{padding:.625rem var(--space-5);font-size:var(--fs-base)}.mobile-toggle{display:none;background:none;border:none;color:var(--text-primary);padding:var(--space-2)}.mobile-toggle svg{width:24px;height:24px}.hero{position:relative;padding-top:clamp(8rem,16vh,12rem);padding-bottom:var(--section-pad);overflow:hidden;background:var(--navy);color:var(--paper)}.hero:before{content:"";position:absolute;top:-8%;right:-10%;width:760px;height:760px;background:radial-gradient(closest-side,rgba(15,118,110,.22) 0%,transparent 70%);filter:blur(60px);pointer-events:none}.hero-content{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:var(--space-16);align-items:center}.hero-text{max-width:560px}.hero h1{font-size:var(--fs-hero);font-weight:400;line-height:var(--leading-tight);margin-bottom:var(--space-6);letter-spacing:var(--tracking-hero);color:var(--paper);text-shadow:0 2px 40px rgba(0,0,0,.3)}.hero h1 em{font-style:italic;color:var(--gold-on-dark);font-weight:400;text-shadow:0 0 40px rgba(94,234,212,.35)}.hero-description{font-size:var(--fs-lg);line-height:var(--leading-relaxed);color:#fbfaf6d1;margin-bottom:2.25rem;max-width:480px}.hero-actions{display:flex;align-items:center;gap:var(--space-4);margin-bottom:var(--space-10)}.hero-visual{position:relative;z-index:2}.dashboard-mock,.feature-visual{--bg-raised: #ffffff;--bg-surface: #ffffff;--bg-surface-hover: #f7f3ea;--text-primary: var(--ink);--text-secondary: var(--muted);--text-muted: #8a93a0;--border-subtle: rgba(11, 31, 58, .06);--border-default: rgba(11, 31, 58, .1);--border-hover: rgba(11, 31, 58, .18);--emerald-400: var(--navy-2);--emerald-300: var(--navy);--emerald-500: var(--navy);--emerald-600: var(--navy);--tint-emerald-soft: rgba(11, 31, 58, .06);--tint-emerald-glow: rgba(11, 31, 58, .1);--tint-emerald-edge: rgba(11, 31, 58, .18);--gold-400: var(--gold);--gold-500: var(--gold-deep);--gold-600: var(--gold-deep);background:var(--bg-raised);border:1px solid var(--border-default);border-radius:var(--radius-lg);overflow:hidden;color:var(--text-primary);box-shadow:var(--shadow-md)}.dashboard-mock{box-shadow:var(--shadow-mock)}.hero-card-amount,.hero-card-row-val,.hero-card-trend-up,.fv-metric-value,.fv-policy-amount,.fv-strat-amount,.fv-split-amt,.fv-ann-value,.fv-recon-val,.fv-env-amount{font-feature-settings:"ss01","zero","cv11"}.hero-card{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:clamp(1.75rem,3vw,2.25rem) clamp(1.75rem,3vw,2.5rem);color:var(--ink);box-shadow:0 24px 60px #00000047,0 6px 20px #0000002e;max-width:460px;margin-left:auto;position:relative}.hero-card:before{content:"";position:absolute;top:0;left:clamp(1.75rem,3vw,2.5rem);right:clamp(1.75rem,3vw,2.5rem);height:3px;background:var(--gold);border-radius:0 0 2px 2px}.hero-card-eyebrow{font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:var(--tracking-wider);color:var(--gold-deep);font-weight:var(--weight-semibold);margin-bottom:.75rem}.hero-card-spark{display:block;width:100%;height:28px;margin:.625rem 0 .5rem}.num-sep{color:var(--muted);font-weight:inherit;margin:0 .02em}.hero-card-amount{font-family:var(--font-stat);font-size:clamp(2.5rem,5vw,3.5rem);font-weight:var(--weight-bold);color:var(--navy);letter-spacing:-.035em;line-height:1;margin-bottom:.625rem;font-variant-numeric:tabular-nums}.hero-card-currency{color:var(--muted);font-size:.55em;vertical-align:.4em;margin-right:.1em;font-weight:var(--weight-medium)}.hero-card-trend{display:flex;align-items:baseline;gap:.5rem;font-size:var(--fs-body-sm)}.hero-card-trend-up{font-family:var(--font-stat);color:var(--gold-deep);font-weight:var(--weight-semibold);font-variant-numeric:tabular-nums}.hero-card-trend-period{color:var(--muted)}.hero-card-divider{height:1px;background:var(--line);margin:1.5rem 0 1.125rem}.hero-card-rows{display:flex;flex-direction:column;gap:.625rem;margin-bottom:1.125rem}.hero-card-row{display:flex;justify-content:space-between;align-items:baseline;gap:var(--space-4);font-size:var(--fs-body-sm)}.hero-card-row-name{color:var(--ink)}.hero-card-row-val{font-family:var(--font-stat);font-weight:var(--weight-semibold);color:var(--navy);font-variant-numeric:tabular-nums}.hero-card-footnote{font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:var(--tracking-wide);color:var(--text-muted);padding-top:.875rem;border-top:1px solid var(--line)}@media(max-width:900px){.hero-card{margin:0 auto}}.features{padding:var(--section-pad) 0}.features-header{text-align:center;margin-bottom:clamp(3rem,6vw,5rem)}.features-header .section-subheading{margin:0 auto}.feature-block{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-16);align-items:center;padding:var(--space-12) 0}.feature-block:not(:last-child){border-bottom:1px solid var(--border-subtle)}.feature-block.reversed .feature-text{order:2}.feature-block.reversed .feature-visual{order:1}.feature-pair{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-6);padding-top:var(--space-8)}.feature-card{display:flex;flex-direction:column;gap:var(--space-4);background:var(--bg-surface);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:var(--space-8)}.feature-card .feature-title{font-size:clamp(1.25rem,2.4vw,1.5rem);margin-bottom:0}.feature-card .feature-description{margin-bottom:0;font-size:var(--fs-body-sm)}.feature-card .feature-bullets{gap:var(--space-2)}.feature-card .feature-bullets li{font-size:var(--fs-base)}.feature-card .feature-visual{margin-top:var(--space-2)}.feature-title{font-family:var(--font-display);font-size:var(--fs-feature);font-weight:var(--weight-medium);color:var(--navy);margin-bottom:var(--space-4)}.feature-description{font-size:var(--fs-body);color:var(--text-secondary);line-height:1.7;margin-bottom:var(--space-6)}.feature-bullets{list-style:none;display:flex;flex-direction:column;gap:.625rem}.feature-bullets li{display:flex;align-items:flex-start;gap:.625rem;font-size:var(--fs-body-sm);color:var(--text-secondary)}.feature-bullets li:before{content:"";flex-shrink:0;width:18px;height:18px;margin-top:3px;border-radius:var(--radius-full);background:#0f766e24;border:1.5px solid var(--gold);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%230f766e'%3E%3Cpath d='M12.207 4.793a1 1 0 0 1 0 1.414l-5 5a1 1 0 0 1-1.414 0l-2-2a1 1 0 0 1 1.414-1.414L6.5 9.086l4.293-4.293a1 1 0 0 1 1.414 0z'/%3E%3C/svg%3E");background-size:12px;background-position:center;background-repeat:no-repeat}.feature-visual{padding:var(--space-6);min-height:260px;display:flex;flex-direction:column;justify-content:center;position:relative}.feature-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(135deg,var(--tint-emerald-wash) 0%,transparent 50%);pointer-events:none}.fv-ala .fv-metric{text-align:center;margin-bottom:var(--space-5)}.fv-metric-label{font-size:var(--fs-xs);color:var(--text-muted);text-transform:uppercase;letter-spacing:var(--tracking-wide)}.fv-metric-value{font-family:var(--font-stat);font-size:2.25rem;font-weight:var(--weight-bold);color:var(--text-primary);letter-spacing:-.025em;font-variant-numeric:tabular-nums}.fv-metric-value .curr{color:var(--text-muted);font-size:.7em;font-weight:var(--weight-semibold);margin-right:.05em;vertical-align:.15em}.fv-policies{display:flex;gap:var(--space-2)}.fv-policy-card{flex:1;background:var(--bg-surface);border-radius:var(--radius-sm);padding:var(--space-3);border:1px solid var(--border-subtle)}.fv-policy-name{font-size:var(--fs-xs);font-weight:var(--weight-semibold);color:var(--text-secondary);margin-bottom:.375rem}.fv-policy-amount{font-family:var(--font-stat);font-size:var(--fs-body-sm);font-weight:var(--weight-bold);color:var(--text-primary);font-variant-numeric:tabular-nums}.fv-policy-growth{font-size:var(--fs-2xs);color:var(--emerald-400);margin-top:.125rem}.fv-chrome{display:flex;align-items:center;gap:var(--space-3);margin:calc(var(--space-6) * -1) calc(var(--space-6) * -1) var(--space-4);padding:var(--space-3) var(--space-4);background:var(--paper-2);border-bottom:1px solid var(--line);border-top-left-radius:var(--radius-lg);border-top-right-radius:var(--radius-lg)}.fv-chrome-dots{display:flex;gap:6px;flex-shrink:0}.fv-chrome-dots span{width:10px;height:10px;border-radius:50%}.fv-chrome-dots span:nth-child(1){background:#ff5f57}.fv-chrome-dots span:nth-child(2){background:#febc2e}.fv-chrome-dots span:nth-child(3){background:#28c840}.fv-chrome-label{font-size:var(--fs-2xs);color:var(--text-muted);text-transform:uppercase;letter-spacing:var(--tracking-wider);font-weight:var(--weight-semibold)}.fv-caption{font-size:var(--fs-xs);color:var(--text-muted);font-style:italic;line-height:1.5;margin-top:var(--space-4);padding-top:var(--space-3);border-top:1px solid var(--border-subtle)}.fv-metrics-row{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--space-3);margin-bottom:var(--space-5)}.fv-ala .fv-metrics-row .fv-metric{text-align:left;margin-bottom:0}.fv-metrics-row .fv-metric-value{font-size:1.25rem}.fv-envelopes{display:flex;flex-direction:column;gap:var(--space-2)}.fv-envelope{display:flex;align-items:center;justify-content:space-between;padding:var(--space-3) var(--space-4);background:var(--bg-surface);border-radius:var(--radius-sm);border:1px solid var(--border-subtle)}.fv-env-left{display:flex;align-items:center;gap:.625rem}.fv-env-dot{width:8px;height:8px;border-radius:2px}.fv-env-name{font-size:var(--fs-md);font-weight:var(--weight-medium);color:var(--text-secondary)}.fv-env-amount{font-family:var(--font-stat);font-size:var(--fs-md);font-weight:var(--weight-semibold);color:var(--text-primary);font-variant-numeric:tabular-nums}.fv-chart{display:flex;align-items:flex-end;gap:6px;height:120px;padding:0 var(--space-2);margin-bottom:var(--space-4)}.fv-chart-bar{flex:1;border-radius:var(--radius-xs) var(--radius-xs) 0 0;position:relative;overflow:hidden}.fv-chart-bar .cv{position:absolute;bottom:0;left:0;right:0;background:var(--tint-emerald-edge);border-radius:var(--radius-xs) var(--radius-xs) 0 0}.fv-chart-bar .ala{position:absolute;bottom:0;left:0;right:0;background:var(--emerald-500);border-radius:var(--radius-xs) var(--radius-xs) 0 0}.fv-chart-labels{display:flex;justify-content:space-between;padding:0 var(--space-2)}.fv-chart-label{font-size:var(--fs-2xs);color:var(--text-muted)}.fv-chart-legend{display:flex;gap:var(--space-4);justify-content:center;margin-top:var(--space-3)}.fv-legend-item{display:flex;align-items:center;gap:.375rem;font-size:var(--fs-xs);color:var(--text-muted)}.fv-legend-dot{width:8px;height:8px;border-radius:2px}.fv-pua-bar{height:8px;background:var(--bg-surface-hover);border-radius:var(--radius-xs);overflow:hidden}.fv-pua-bar-fill{height:100%;border-radius:var(--radius-xs);background:linear-gradient(90deg,var(--emerald-500),var(--gold-400))}.fv-strategies{display:flex;flex-direction:column;gap:var(--space-3)}.fv-strategy{background:var(--bg-surface);border-radius:var(--radius-sm);padding:var(--space-4);border:1px solid var(--border-subtle);display:flex;justify-content:space-between;align-items:center}.fv-strat-type{font-size:var(--fs-2xs);font-weight:var(--weight-semibold);text-transform:uppercase;letter-spacing:var(--tracking-wide);padding:.125rem var(--space-2);border-radius:var(--radius-xs);margin-bottom:var(--space-1);display:inline-block}.fv-strat-type.cashflow{background:var(--emerald-100);color:var(--emerald-700)}.fv-strat-type.repayment{background:#fef3c7;color:#92400e}.fv-strat-type.recurring{background:var(--emerald-50);color:var(--emerald-700)}.fv-strat-name{font-size:var(--fs-base);font-weight:var(--weight-medium);color:var(--text-secondary)}.fv-strat-amount{font-family:var(--font-stat);font-size:var(--fs-body);font-weight:var(--weight-bold);color:var(--text-primary);text-align:right;font-variant-numeric:tabular-nums}.fv-strat-return{font-size:var(--fs-xs);color:var(--emerald-400)}.fv-guidance{display:flex;flex-direction:column;gap:.875rem}.fv-guidance-split{display:grid;grid-template-columns:1fr 1fr;gap:var(--space-3)}.fv-split-col{background:var(--bg-surface);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:var(--space-4)}.fv-split-col:first-child{background:linear-gradient(180deg,var(--tint-emerald-glow),var(--tint-emerald-wash));border-color:var(--tint-emerald-edge)}.fv-split-col:last-child{background:linear-gradient(180deg,var(--tint-gold-soft),transparent);border-color:var(--tint-gold-edge)}.fv-split-role{display:inline-flex;align-items:center;gap:.4rem;font-size:var(--fs-xs);letter-spacing:var(--tracking-wide);text-transform:uppercase;color:var(--text-secondary);font-weight:var(--weight-semibold);margin-bottom:var(--space-2)}.fv-split-dot{width:8px;height:8px;border-radius:var(--radius-full)}.fv-split-dot.fv-split-pua{background:var(--emerald-400)}.fv-split-dot.fv-split-repay{background:var(--gold-400)}.fv-split-amt{font-family:var(--font-stat);font-size:var(--fs-2xl);font-weight:var(--weight-bold);color:var(--text-primary);letter-spacing:-.025em;font-variant-numeric:tabular-nums}.fv-split-sub{font-size:var(--fs-xs);color:var(--text-muted);margin-top:.125rem}.fv-guidance-annual{background:var(--bg-surface);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:.875rem var(--space-4)}.fv-ann-row{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:var(--space-2)}.fv-ann-label{font-size:var(--fs-xs);letter-spacing:var(--tracking-wide);text-transform:uppercase;color:var(--text-secondary);font-weight:var(--weight-semibold)}.fv-ann-value{font-family:var(--font-stat);font-weight:var(--weight-bold);font-size:var(--fs-body-sm);color:var(--text-primary);font-variant-numeric:tabular-nums}.fv-ann-sub{color:var(--text-muted);font-weight:var(--weight-medium);font-size:var(--fs-sm)}.fv-reconcile{background:var(--bg-surface);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:var(--space-4) 1.125rem}.fv-recon-header{display:flex;align-items:flex-start;justify-content:space-between;padding-bottom:var(--space-3);margin-bottom:var(--space-3);border-bottom:1px solid var(--border-subtle)}.fv-recon-title{font-family:var(--font-display);font-size:var(--fs-body-sm);font-weight:var(--weight-bold);color:var(--text-primary)}.fv-recon-badge{font-size:var(--fs-2xs);font-weight:var(--weight-bold);letter-spacing:var(--tracking-wider);text-transform:uppercase;padding:var(--space-1) var(--space-2);border-radius:var(--radius-pill);background:var(--tint-emerald-edge);color:var(--emerald-400);border:1px solid var(--tint-emerald-strong)}.fv-recon-rows{display:grid;grid-template-columns:1fr auto auto auto;column-gap:var(--space-3);row-gap:var(--space-2);align-items:center;font-size:var(--fs-md)}.fv-recon-row{display:contents}.fv-recon-row-header>*{border-bottom:1px solid var(--border-subtle);padding-bottom:var(--space-2);margin-bottom:var(--space-1)}.fv-recon-col-label{font-size:var(--fs-2xs);color:var(--text-muted);text-transform:uppercase;letter-spacing:var(--tracking-wider);text-align:right}.fv-recon-name{color:var(--text-secondary)}.fv-recon-pred{font-family:var(--font-display);font-weight:var(--weight-medium);color:var(--text-muted);text-align:right}.fv-recon-val{font-family:var(--font-stat);font-weight:var(--weight-semibold);color:var(--text-primary);text-align:right;font-variant-numeric:tabular-nums}.fv-recon-val.green{color:var(--emerald-400)}.fv-recon-check{color:var(--emerald-400);font-weight:var(--weight-bold)}.fv-recon-total>*{padding-top:var(--space-2);margin-top:var(--space-1);border-top:1px solid var(--border-subtle)}.coming-soon-badge{display:inline-flex;align-items:center;gap:.375rem;padding:.2rem .6rem;border-radius:var(--radius-pill);background:var(--tint-gold-soft);border:1px solid var(--tint-gold-edge);color:var(--gold-300);font-size:var(--fs-2xs);font-weight:var(--weight-bold);letter-spacing:var(--tracking-wider);text-transform:uppercase;white-space:nowrap;vertical-align:middle;align-self:flex-start}.coming-soon-badge:before{content:"";width:5px;height:5px;border-radius:var(--radius-full);background:var(--gold-400)}.feature-card .coming-soon-badge,.feature-block .coming-soon-badge{margin-bottom:var(--space-2)}.how-it-works{padding:var(--section-pad) 0;background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line);position:relative;overflow:hidden}.how-it-works:before{content:"";position:absolute;top:-60px;right:-100px;width:400px;height:400px;border-radius:50%;background:radial-gradient(closest-side,rgba(15,118,110,.06),transparent 70%);pointer-events:none}.how-header{text-align:center;margin-bottom:clamp(3rem,6vw,4.5rem)}.how-header .section-subheading{margin:0 auto}.how-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--space-6);position:relative}.how-steps:before{content:"";position:absolute;top:36px;left:calc(12.5% + 1rem);right:calc(12.5% + 1rem);height:1px;background:linear-gradient(90deg,var(--line),var(--gold),var(--line))}.how-step{text-align:center;position:relative}.how-step-number{width:72px;height:72px;border-radius:var(--radius-full);background:var(--paper);border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;margin:0 auto var(--space-6);font-family:var(--font-display);font-size:var(--fs-2xl);font-weight:var(--weight-medium);color:var(--navy);position:relative;z-index:2;transition:background var(--duration-base),color var(--duration-base),transform var(--duration-base)}.how-step:hover .how-step-number{background:var(--gold);color:var(--paper);transform:scale(1.06)}.how-step-title{font-family:var(--font-display);font-size:var(--fs-xl);font-weight:var(--weight-medium);color:var(--navy);margin-bottom:var(--space-3)}.how-step-desc{font-size:var(--fs-body-sm);color:var(--text-secondary);max-width:300px;margin:0 auto;line-height:var(--leading-relaxed)}.pricing{padding:var(--section-pad) 0;background:var(--paper);position:relative;overflow:hidden}.pricing-header{text-align:center;margin-bottom:clamp(2.5rem,5vw,4rem)}.pricing-header .section-subheading{margin:0 auto}.pricing-card{max-width:560px;margin:0 auto;background:linear-gradient(180deg,rgba(15,118,110,.08),transparent 40%),var(--paper-2);border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(2rem,4vw,3rem);text-align:center;position:relative;overflow:hidden;color:var(--ink)}.pricing-title{font-family:var(--font-display);font-size:var(--fs-2xl);font-weight:var(--weight-medium);margin-bottom:var(--space-3);color:var(--navy)}.pricing-description{font-size:var(--fs-body);color:var(--muted);margin-bottom:var(--space-8);max-width:400px;margin-left:auto;margin-right:auto}.pricing-features{display:flex;flex-direction:column;gap:.625rem;margin-bottom:var(--space-8);text-align:left;max-width:360px;margin-left:auto;margin-right:auto}.pricing-features li{display:flex;align-items:center;gap:.625rem;font-size:var(--fs-body-sm);color:var(--ink);list-style:none}.pricing-features li:before{content:"";flex-shrink:0;width:16px;height:16px;border-radius:var(--radius-full);background:#0f766e2e;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%230f766e'%3E%3Cpath d='M12.207 4.793a1 1 0 0 1 0 1.414l-5 5a1 1 0 0 1-1.414 0l-2-2a1 1 0 0 1 1.414-1.414L6.5 9.086l4.293-4.293a1 1 0 0 1 1.414 0z'/%3E%3C/svg%3E");background-size:11px;background-position:center;background-repeat:no-repeat}.pricing-form{display:flex;gap:var(--space-3);max-width:400px;margin:0 auto}.pricing-form input{flex:1;padding:.875rem var(--space-4);background:var(--paper);border:1px solid var(--line);border-radius:12px;color:var(--ink);font-family:var(--font-body);font-size:var(--fs-body);outline:none;transition:border-color var(--duration-fast)}.pricing-form input::placeholder{color:var(--text-muted)}.pricing-form input:focus{border-color:var(--gold)}.signup-success{font-family:var(--font-display);font-size:1.0625rem;font-weight:var(--weight-medium);color:var(--gold-deep);text-align:center;padding:var(--space-4) 0}.faq{padding:var(--section-pad) 0;background:var(--navy);color:var(--paper);position:relative;overflow:hidden}.faq:before{content:"";position:absolute;top:0;left:50%;width:60px;height:3px;background:var(--gold-on-dark);border-radius:0 0 2px 2px;transform:translate(-50%)}.faq .section-heading{color:var(--paper)}.faq .section-subheading{color:#fbfaf6b3}.faq-header{text-align:center;margin-bottom:clamp(3rem,6vw,4.5rem)}.faq-list{max-width:720px;margin:0 auto}.faq-item{border-bottom:1px solid rgba(251,250,246,.12)}.faq-question{width:100%;background:none;text-align:left;padding:var(--space-5) 0;font-family:var(--font-display);font-size:var(--fs-xl);font-weight:var(--weight-medium);color:var(--paper);display:flex;justify-content:space-between;align-items:center;gap:var(--space-4);cursor:pointer;transition:color var(--duration-fast)}.faq-question:hover{color:var(--gold-on-dark)}.faq-icon{flex-shrink:0;width:28px;height:28px;border-radius:var(--radius-full);background:#5eead424;display:flex;align-items:center;justify-content:center;transition:transform .3s var(--ease-out),background .3s}.faq-icon svg{width:14px;height:14px;color:var(--gold-on-dark);transition:transform .3s var(--ease-out)}.faq-item.open .faq-icon{background:var(--gold-on-dark)}.faq-item.open .faq-icon svg{color:var(--navy);transform:rotate(45deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height var(--duration-slow) var(--ease-out),padding var(--duration-slow) var(--ease-out)}.faq-answer-inner{padding-bottom:var(--space-6);font-size:var(--fs-body-sm);color:#fbfaf6c7;line-height:1.7}.final-cta{padding:var(--section-pad) 0;background:var(--paper);border-top:1px solid var(--line);position:relative;overflow:hidden;color:var(--ink)}.final-cta:before{content:"";position:absolute;top:0;left:50%;width:60px;height:3px;background:var(--gold);border-radius:0 0 2px 2px;transform:translate(-50%)}.final-cta-inner{text-align:center;position:relative;z-index:2}.final-cta h2{font-family:var(--font-display);font-size:var(--fs-section);font-weight:var(--weight-medium);color:var(--navy);margin-bottom:var(--space-4)}.final-cta-desc{font-size:var(--fs-lg);color:var(--muted);margin-bottom:var(--space-8);max-width:520px;margin-left:auto;margin-right:auto}.final-cta-form{display:flex;gap:var(--space-3);max-width:440px;margin:0 auto}.final-cta-form input{flex:1;padding:var(--space-4) var(--space-5);background:var(--paper-2);border:1px solid var(--line);border-radius:12px;color:var(--ink);font-family:var(--font-body);font-size:var(--fs-body);outline:none;transition:border-color var(--duration-fast)}.final-cta-form input::placeholder{color:var(--text-muted)}.final-cta-form input:focus{border-color:var(--gold)}.footer{padding:var(--space-12) 0 var(--space-10);background:var(--ink);color:#fbfaf699}.footer .logo{color:var(--paper)}.footer .logo-text{font-size:1.0625rem}.footer-trademark+.footer-trademark{margin-top:var(--space-2)}.footer-inner{display:flex;justify-content:space-between;align-items:center}.footer-left{display:flex;align-items:center;gap:var(--space-8)}.footer-copy{font-size:var(--fs-md);color:#fbfaf680}.footer-links{display:flex;gap:var(--space-6);list-style:none}.footer-links a{font-size:var(--fs-md);color:#fbfaf699;transition:color var(--duration-fast)}.footer-links a:hover{color:var(--gold-on-dark)}.footer-trademark{font-size:var(--fs-sm);color:#fbfaf680;margin-top:var(--space-6);padding-top:var(--space-6);border-top:1px solid rgba(251,250,246,.08);line-height:1.6}@media(max-width:900px){.hero-content{grid-template-columns:1fr;gap:var(--space-12)}.hero-text{max-width:none;text-align:center}.hero-description{max-width:none}.hero-actions{justify-content:center}.feature-block{grid-template-columns:1fr;gap:var(--space-8)}.feature-block.reversed .feature-text,.feature-block.reversed .feature-visual{order:unset}.feature-pair{grid-template-columns:1fr}.how-steps{grid-template-columns:repeat(2,1fr);gap:var(--space-10) var(--space-6)}.how-steps:before{display:none}}@media(max-width:680px){.nav-links,.header-cta .btn-ghost{display:none}.mobile-toggle{display:block}.hero h1{font-size:clamp(2.25rem,9vw,3rem)}.btn{padding:var(--space-4) var(--space-6)}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%}.how-steps{grid-template-columns:1fr}.fv-metrics-row{grid-template-columns:1fr;gap:var(--space-2)}.fv-policies{flex-direction:column}.fv-guidance-split{grid-template-columns:1fr}.fv-recon-rows{grid-template-columns:1fr auto auto}.fv-recon-pred,.fv-recon-row-header>*:nth-child(2){display:none}.pricing-form,.final-cta-form{flex-direction:column}.footer-inner{flex-direction:column;gap:var(--space-6);text-align:center}.footer-left{flex-direction:column;gap:var(--space-4)}}.mobile-nav{position:fixed;inset:0;background:#0b1f3af5;backdrop-filter:blur(24px);z-index:999;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:var(--space-4);opacity:0;pointer-events:none;transition:opacity .3s}.mobile-nav.open{opacity:1;pointer-events:all}.mobile-nav a{font-family:var(--font-display);font-size:var(--fs-2xl);font-weight:var(--weight-medium);color:var(--paper);padding:var(--space-3);transition:color var(--duration-fast)}.mobile-nav a:hover{color:var(--gold-on-dark)}.mobile-nav-close{position:absolute;top:var(--space-5);right:var(--space-5);background:none;border:none;color:#fbfaf6b3;padding:var(--space-2);cursor:pointer}.mobile-nav-cta{display:flex;flex-direction:column;gap:var(--space-3);margin-top:var(--space-6);width:min(280px,80vw)}.mobile-nav-cta .btn{width:100%;padding:var(--space-4) var(--space-6)}.mobile-nav-cta .btn-secondary{border-color:#fbfaf64d;color:var(--paper)}.mobile-nav-cta .btn-secondary:hover{border-color:var(--paper)}.mobile-nav-cta .btn-primary{background:var(--gold);color:var(--navy)}.mobile-nav-close svg{width:24px;height:24px}.legal{max-width:720px;margin:0 auto;padding:clamp(2.5rem,6vw,4rem) var(--container-pad) clamp(4rem,8vw,6rem);color:var(--text-primary);font-size:var(--fs-body);line-height:var(--leading-relaxed)}.legal h1{font-size:var(--fs-section);font-weight:var(--weight-bold);letter-spacing:var(--tracking-display);margin-top:var(--space-4)}.legal h2{font-size:var(--fs-2xl);font-weight:var(--weight-semibold);margin-top:var(--space-12);margin-bottom:var(--space-3)}.legal h3{font-size:var(--fs-lg);font-weight:var(--weight-semibold);margin-top:var(--space-8);margin-bottom:var(--space-2)}.legal p,.legal ul,.legal ol{margin-top:var(--space-4);color:var(--text-primary)}.legal ul,.legal ol{padding-left:1.5rem}.legal li{margin-top:var(--space-2)}.legal li::marker{color:var(--text-muted)}.legal a{color:var(--gold-deep);text-decoration:underline;text-decoration-color:#0f766e66;text-underline-offset:2px}.legal a:hover{text-decoration-color:var(--gold-deep)}.legal strong{color:var(--text-primary);font-weight:var(--weight-semibold)}.legal-meta{font-size:var(--fs-sm);color:var(--text-muted);margin-top:var(--space-3);text-transform:uppercase;letter-spacing:var(--tracking-wide)}.legal-draft-notice{margin-top:var(--space-8);padding:var(--space-4) var(--space-5);background:var(--tint-gold-soft);border-left:3px solid var(--gold-400);border-radius:var(--radius-xs);font-size:var(--fs-body-sm);color:var(--text-secondary)}.legal-draft-notice strong{color:var(--gold-300)}.legal-toc{margin-top:var(--space-8);padding:var(--space-4) var(--space-5);background:var(--bg-raised);border:1px solid var(--border-subtle);border-radius:var(--radius-sm);font-size:var(--fs-body-sm)}.legal-toc-label{font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:var(--tracking-wider);color:var(--text-muted)}.legal-toc ol{margin-top:var(--space-2);padding-left:1.25rem;color:var(--text-secondary)}.legal-toc li{margin-top:var(--space-1)}.legal-toc a{color:var(--text-secondary);text-decoration:none}.legal-toc a:hover{color:var(--gold-deep)}.legal-placeholder{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:.95em;padding:0 .25rem;background:var(--tint-gold-soft);border-radius:var(--radius-xs);color:var(--gold-300)}.legal-table{margin-top:var(--space-4);width:100%;border-collapse:collapse;font-size:var(--fs-body-sm)}.legal-table th,.legal-table td{padding:var(--space-3) var(--space-4);border-bottom:1px solid var(--border-subtle);text-align:left;vertical-align:top}.legal-table th{font-weight:var(--weight-semibold);color:var(--text-secondary);font-size:var(--fs-xs);text-transform:uppercase;letter-spacing:var(--tracking-wide)}